Author: super_admin

The federally chartered Freddie Mac is reporting that interest rates are holding near record lows below 3 percent! They reported an average rate on 30 year fixed mortgages of 2.93 percent with 0.8 percent average in closing costs. What does this mean for you? Well if you are considering buying – you have basically never seen better rates. And there’s a good chance you can refinance into a lower a rate with lower monthly payments. Contact us today and we can review your situation and calculate how much you may be able to save!

Should you remodel your bathroom? If you are planning on selling a home and want to know if remodeling is a good idea, generally the answer is actually no. Statistically, you will get about 70% of the price spent back in terms of purchase price. Now a remodel can help you sell faster and if you’re bathroom is very old or in bad shape, needing of repairs then it can be a good idea! If you are moving into a new house and want to remodel your bathroom that’s a completely different story of course, but either way here are some guidelines to start with…. Budget Set a budget first (this actually might be a good rule of thumb in most cases :) Bathroom remodeling can go from low to…

If you’re thinking about selling and want to sell your house faster at a higher price then curb appeal is one of the first things should focus on. And you can make dramatic improvements for only a few hundred dollars! First Impressions are important so lets focus on a few easy and low cost ways to boost your curb appeal. Check the numbers This might seem silly but if people can’t find your house, they can start the tour on the wrong foot. Look into getting new house numbers as it will make your house look fresher too. This goes for the mailbox as well! A beatup or old mailbox is an eyesore and a new one might only be $20! Keep It Clean If you’re sidewalk or driveways are…

Should you refinance for less than half a percent difference on your current loan? You’ve probably heard that interest rate are at record lows and if you’re current rate is one percent higher than today’s rates then we would usually say refinancing is a no-brainer. But what if you already have a low rate and its less than half a percentage point less than your current rate, should you refinance then? There are a few key factors to consider. 1. Do have an Adjust Rate (ARM) Mortgage? Getting into a lower fixed rate mortgage can definitely make sense in this case as you’ll lock in a lower rate, as the ARM rate may rise in the future. 2. Do you have a high loan balance? If your loan balance is…

A good credit score is something we all want and it can help you get a better interest rate as well. Before we get started though, the first thing you should do is get your credit report! You can order it free here - https://www.annualcreditreport.com Now that you have your report lets get to those tips! 🤓 1. Check for Errors! You want the report to be clean and mistake free. Check if there are misspellings of your name or addresses. Other things might be duplicate accounts, incorrect account information, closed accounts that are still listed as open, fraud etc! 2. Clean up the Errors! If you found something wrong the next step is to get the errors fixed. You can contact the major three bureaus directly to fix any…

Here is a top ten list of questions you should ask before buying a home 1. What is my budget? We mean total budget, not just the sales price. Remember to include property taxes, insurance, any HOA fees, renovations costs and ongoing maintenance. 2. Did I get preapproved? Most realtors want to see that your pre-approved (many won’t even talk to you until you are!). So get preapproved to show you mean business. And we can help! Contact us today for a preapproval letter! 3. Why is the seller moving? This can be useful in seeing how motivated the seller is and can help in negotiating the price. 4. What comes with the sale? Make sure you get in writing what is included in advanced – the washing machine, stove,…

Thank you for visiting our blog! This is our first post but we will be adding many more. We are going to focus on posts that are informative about the process, industry news, community-focused and much more. So please, bookmark this blog, share it with your friends and check back soon as the best is yet to come!